A defining feature of the most oblivious critics of President Obama is that they say that America’s is losing its “freedom.”

Ask them what freedoms we have lost since he became president and your answer will probably start with, “Now I have to buy health insurance!”

True, the insurance mandate—which begins in 2014—will pay charge you a penalty if you don’t have health insurance.

But thanks to Ronald Reagan, we’ve already been paying for each other’s health insurance for decades in the form of inflated health care costs, and this will make it possible for nearly all Americans who can’t afford it to get coverage. And, if you choose not to have coverage -— despite the fact that every American is going to need it at some point — it will cost you about $5 a day, which is likely comparable when averaged out over your lifetime that you’d end up paying for “free riders,” the uninsured who show up in the emergency room with no insurance or means of paying.